all swap routes

Swap XMR to BTC

Swap XMR to BTC in one transaction: send Monero to the deposit address the app shows, and bitcoin lands at your BTC address at the live exchange rate. No sign-up, no KYC.

Open XMR to BTC swap

Proven at scale

Five years of secure cross-chain infrastructure

2021

Live Since

2021

50+

Chains

50+

58 sec

Avg bridge time

58 sec

$10B

Total volume

$10B

intro

Convert Monero (XMR) to Bitcoin (BTC)

Why swap XMR to BTC. Bitcoin is the coin most exchanges, payment services and wallets accept, while Coinbase does not list Monero and Binance and OKX delisted it in 2024. Converting Monero to Bitcoin turns private XMR into the most widely accepted crypto.
How the XMR to BTC swap works. You enter the Bitcoin address that receives BTC and an XMR refund address, then send XMR to the deposit address the app shows. Depending on the route, a swap may use Symbiosis infrastructure together with external liquidity sources, such as DEXs, pools, aggregators, or partner protocols. If the swap fails at the initial stage, XMR is returned to the refund address.
XMR to BTC exchange rate and fees. On 15 October 2026, 1 XMR returned about 0.006606 BTC, and 10 XMR about 0.0661 BTC. The full cost was about 1.1% of the amount and is already included in the BTC you receive.
Minimum and large amounts. On 15 October 2026, the minimum swap was about 0.04 XMR (about $22); 0.03 XMR was below the route limit. Larger amounts go through too: 25 XMR returned about 0.1653 BTC.
Bitcoin address. BTC arrives at the Bitcoin address you enter. Past swaps on Symbiosis paid out to both native SegWit addresses starting with bc1q and legacy addresses starting with 1.
Speed. Over the 90 days to 14 October 2026, the median swap took about 21 minutes, and 90% finished within 38 minutes — longer than swaps from Monero into Ethereum or USDT on Tron, which take about 8 minutes.

Other Monero and Bitcoin swaps: Monero (XMR) exchange, BTC to XMR, XMR to USDT, XMR to ETH, Swap BTC.

Swap XMR to BTC in Symbiosis PRO mode: 1.444 XMR (Monero) to 0.00954433 BTC (Bitcoin)

How to swap XMR to BTC

A real case from 11 October 2026: a user swapped 1.444 XMR (~$766) on Monero and received 0.0090962 BTC on Bitcoin via Symbiosis in 20 minutes 18 seconds. Swaps from Monero use a deposit address: you send XMR to the address the app gives you, and the swap begins when the deposit lands. The sequence:

Selected XMR and BTC. XMR on Monero as the coin to send and BTC on Bitcoin as the coin to receive.
Entered the addresses. The Bitcoin address that receives BTC and an XMR refund address — if the swap fails at the initial stage, XMR is returned there. There was no account to create and no KYC.
Typed in the amount. 1.444 XMR (~$766).
Checked the XMR to BTC rate. The route card showed the BTC to receive, the fee, the rate and the price impact, with a 2% slippage tolerance.
Sent XMR and received BTC. The user sent 1.444 XMR to the deposit address shown in the app; 0.0090962 BTC arrived on Bitcoin 20 minutes 18 seconds later. The BTC payout can be checked on mempool.space.

ROUTE ESTIMATES

XMR to BTC exchange rate by amount

Symbiosis quotes for swapping Monero (XMR) to Bitcoin (BTC) at four amounts, taken in the Symbiosis app on 15 October 2026, when 1 XMR cost about $545 and the best route gave about 0.00661 BTC per XMR. Receive is the amount of BTC that lands at your Bitcoin address. Fee is the full cost in USD as shown in the Symbiosis app — the value you send minus the value you receive, never less than the route fee — plus the Monero network fee for your deposit. Time is the median delivery time for Monero to Bitcoin swaps over the 90 days to 14 October 2026.

Amount

Receive

Fee + Gas

Time

1 XMR

0.006606 BTC

$6.33

~21 min

5 XMR

0.033063 BTC

$28.99

~21 min

10 XMR

0.066111 BTC

$59.26

~21 min

25 XMR

0.165279 BTC

$148.07

~21 min

Swap XMR to BTC — bitcoin at your BTC address in one swap, no sign-up, no KYC.

Swap now

Bitcoin, Ethereum, BNB and USDC coins on a green background

WHY SYMBIOSIS

Secure by design. Proven at scale

Audited in the open

No KYC, no custody, no intermediaries. Audited by Decurity, Zokyo, SlowMist, and Omniscia — 13 public audit reports across 11 protocol modules (Core, MetaRouter v3, Pool, TON Bridge v1+v2, Relayers Network, Staking, Frontend). All reports open-source on GitHub. 4+ years live on mainnet (since March 2022) with zero major security incidents. Active bug bounty program.

Audited in the open

Two-layer staking security

Cross-chain transactions routed via Octopools AMM (scans liquidity across DEXs and chains for minimal slippage), then signed by an MPC group via Threshold Signature Scheme (TSS) — no single party can move user funds. Two security layers: Symbiosis PoS Staking (SIS-collateralised relayer nodes) + Symbiotic restaking (additional slash-able collateral). 2/3 stake quorum for epoch changes.

Two-layer staking security

$8B+ across 54 chains

$8B+ total volume bridged across 5M+ transactions from 800K+ unique wallets. Supports 54 networks — more than any other cross-chain bridge (Across 35+, deBridge 30+, Allbridge 20). EVM + non-EVM in one route — Ethereum, Solana, BNB Chain, TON, Tron, Bitcoin, Arbitrum, Polygon, and 46 more. Per-transaction range: $10 to $140,000 — handles retail swaps and whale trades on the same route.

Still have questions?

How do I convert XMR to BTC?

In the Symbiosis app, choose XMR on Monero as the coin to send and BTC on Bitcoin as the coin to receive. Enter your Bitcoin address and an XMR refund address, then send XMR to the deposit address the app shows. On 15 October 2026, 1 XMR returned about 0.006606 BTC.

What is the XMR to BTC exchange rate today?

On 15 October 2026, 1 XMR was worth about 0.00661 BTC after all costs, when 1 XMR cost about $545 and 1 BTC about $81,500: 5 XMR returned about 0.0331 BTC and 25 XMR about 0.1653 BTC.

Can I swap XMR to BTC without KYC?

Yes. There is no account to open and no KYC step: you send XMR from your wallet and get BTC at your own Bitcoin address. Keep in mind that the Bitcoin side is public: the BTC you receive and every later transfer are visible on the Bitcoin blockchain.

How long does an XMR to BTC swap take?

Over the 90 days to 14 October 2026, the median Monero to Bitcoin swap on Symbiosis took about 21 minutes, and 90% finished within 38 minutes. Swaps from Monero into ETH or USDT on Tron are faster — about 8 minutes at the median.

What is the minimum amount to swap Monero to Bitcoin?

On 15 October 2026, the minimum was about 0.04 XMR (about $22): 0.03 XMR was below the route limit. Larger swaps go through as well — 25 XMR returned about 0.1653 BTC.

What are the fees to swap XMR to BTC?

On 15 October 2026, the full cost was about 1.1% of the amount: $6.33 on 1 XMR and $59.26 on 10 XMR. The fee is the difference between the value you send and the value you receive, as shown in the Symbiosis app; the Monero network fee for your deposit is paid on top.

What happens if the swap fails?

If the swap fails at the initial stage, XMR is returned to the refund address you entered. That is why the app asks for an XMR refund address before you send the deposit.

Is XMR to BTC on Symbiosis an atomic swap?

No. In Symbiosis, you send XMR to the deposit address from the app and get BTC at your Bitcoin address; the route is labeled Bridge to Bitcoin. A Bitcoin–Monero atomic swap is a different, peer-to-peer method that requires its own software.

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