Convert Bitcoin (BTC) to Monero (XMR)
Why swap BTC to XMR. Every Bitcoin transaction is public: anyone can follow the sender, the receiver and the amount on the blockchain. Monero hides all three with ring signatures, stealth addresses and confidential transactions. Converting Bitcoin to Monero moves value from a transparent ledger to a private one.
How the BTC to XMR swap works. You enter your Monero address and a Bitcoin refund address, then send BTC to the deposit address the app shows — from any Bitcoin wallet, with no wallet connection. Depending on the route, a swap may use Symbiosis infrastructure together with external liquidity sources, such as DEXs, pools, aggregators, or partner protocols. If the swap fails at the initial stage, BTC is returned to the refund address.
BTC to XMR exchange rate and fees. On 15 October 2026, 0.1 BTC returned about 14.72 XMR — about 147 XMR per BTC after all costs. The full cost was about 1.6–1.7% of the amount and is already included in the XMR you receive; the Bitcoin network fee for your deposit is paid on top.
Minimum and large amounts. On 15 October 2026, the minimum swap was about 0.0003 BTC (about $24). Large amounts go through too: the app quoted 293.88 XMR for 2 BTC, and over the 90 days to 14 October 2026 the median Bitcoin to Monero swap on Symbiosis was worth about $36,000.
Monero wallet. XMR arrives at a Monero address: a primary address starting with 4 or a subaddress starting with 8. Use a wallet such as Feather, Cake Wallet, Monerujo or the Monero GUI; Cake Wallet holds both BTC and XMR.
Speed. Over the 90 days to 14 October 2026, the median swap took about 13 minutes, and 90% finished within 22 minutes. Swaps from Bitcoin take longer than from Ethereum because the BTC deposit needs block confirmations.
Related swaps: Monero (XMR) exchange, XMR to BTC, USDT to XMR, ETH to XMR, Swap BTC, BTC to USDT.
How to swap BTC to XMR
A real case from 21 September 2026: a user swapped 0.078 BTC (~$6,728) and received 11.4843 XMR on Monero via Symbiosis in 9 minutes 45 seconds. A swap from Bitcoin takes a while, because the BTC deposit needs block confirmations first. Step by step:
Chose the pair. BTC on Bitcoin as the coin to send and XMR on Monero as the coin to receive.
Added the addresses. The Monero address that receives XMR — for example from Feather, Cake Wallet, Monerujo or the Monero GUI — and a Bitcoin refund address: if the swap fails at the initial stage, BTC is returned there. No account or KYC was needed.
Set the amount. 0.078 BTC (~$6,728).
Checked the BTC to XMR rate. The quote listed the XMR to receive, the network fee, the rate and an estimated time; slippage tolerance was 2%.
Sent BTC and received XMR. The user sent 0.078 BTC to the deposit address shown in the app; 11.4843 XMR arrived at the Monero address 9 minutes 45 seconds later. The Bitcoin deposit is public on mempool.space, while the XMR that arrived stays private on Monero.
